Faster mobile check cashing! Introducing Ingo® Money, the easy way to cash your check to your GoBank account in minutes, right from your mobile device. Download: Add the Ingo Money App to your smartphone. Enroll: Create your profile and link your GoBank account right in the app. Snap: Follow the prompts to take pictures of your check. Instant Check Cashing. Why wait for a check to clear? You can get instant access to that money with First Midwest Instant Check Cashing – whether you have a First Midwest deposit account or not. 1 First Midwest will cash checks within 7 days of issue up to $9,999.99. First Midwest Instant Check Cashing lets you cash almost any type of check. 2 Personal checks. Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.) Cash the check at a check-cashing store; Deposit at an ATM onto a pre-paid card account or checkless debit.
Your check. Your money.
If it’s over $5, under $5,000 and approved, you’re in the money.
Your money. No waiting.
Get your money in minutes* for a fee anytime, day or night.
Your money. Your choice.
Send money to most bank, PayPal, prepaid and credit card* accounts.
Your money. No take-backs.
Money funded to your accounts is guaranteed and safe to spend.
*Most credit card issuers post funds within 24 hours.
Your check. Your money.
If it’s over $5, under $5,000 and approved, you’re in the money.
Your money. No waiting.
Get your money in minutes* for a fee anytime, day or night.
Your money. Your choice.
Send money to most bank, PayPal, prepaid and credit card* accounts.
Your money. No take-backs.
Money funded to your accounts is guaranteed and safe to spend.
*Most credit card issuers post funds within 24 hours.
Money in Minutes
Get your money in minutes in one or more bank, PayPal or prepaid card accounts, buy an Amazon.com Gift Card and pay credit card bills.
If you’ve cashed six or more checks in minutes within the prior 90-day period, you will qualify for Ingo Gold Preferred Pricing when you cash a check in the app.
Standard Pricing PRE-PRINTED PAYROLL & GOVERNMENT CHECKS | ||
| CHECK VALUE | $250 OR LESS | MORE THAN $250 |
| FEE | $5.00 | 2% |
| ALL OTHER CHECKS & MONEY ORDERS | ||
| CHECK VALUE | $100 OR LESS | MORE THAN $100 |
| FEE | $5.00 | 5% |
Ingo Gold Preferred Pricing PRE-PRINTED PAYROLL & GOVERNMENT CHECKS | ||
| CHECK VALUE | $500 OR LESS | MORE THAN $500 |
| FEE | $5.00 | 1% |
| ALL OTHER CHECKS & MONEY ORDERS | ||
| CHECK VALUE | $125 OR LESS | MORE THAN $125 |
| FEE | $5.00 | 4% |
For an additional $5.00 MoneyGram fee, you can also choose to get between $5.00 and $1,000 of your check value in cash at a MoneyGram agent location.
Money in 10 Days
Get your money in 10 days in one bank, PayPal or prepaid card account if the check does not return unpaid within the 10-day period.
NO FEE
All checks subject to review for approval. Most credit card issuers post funds within 24 hours.
Money in Minutes
Get your money in minutes in one or more bank, PayPal or prepaid card accounts, buy an Amazon.com Gift Card and pay credit card bills.
If you’ve cashed six or more checks in minutes within the prior 90-day period, you will qualify for Ingo Gold Preferred Pricing when you cash a check in the app.
Standard Pricing PRE-PRINTED PAYROLL & GOVERNMENT CHECKS | ||
| CHECK VALUE | $250 OR LESS | MORE THAN $250 |
| FEE | $5.00 | 2% |
| ALL OTHER CHECKS & MONEY ORDERS | ||
| CHECK VALUE | $100 OR LESS | MORE THAN $100 |
| FEE | $5.00 | 5% |
Ingo Gold Preferred Pricing PRE-PRINTED PAYROLL & GOVERNMENT CHECKS | ||
| CHECK VALUE | $500 OR LESS | MORE THAN $500 |
| FEE | $5.00 | 1% |
| ALL OTHER CHECKS & MONEY ORDERS | ||
| CHECK VALUE | $125 OR LESS | MORE THAN $125 |
| FEE | $5.00 | 4% |
For an additional $5.00 MoneyGram fee, you can also choose to get between $5.00 and $1,000 of your check value in cash at a MoneyGram agent location.
Money in 10 Days
Get your money in 10 days in one bank, PayPal or prepaid card account if the check does not return unpaid within the 10-day period.
NO FEE
All checks subject to review for approval. Most credit card issuers post funds within 24 hours.
FAQCONTACT USCAREERS
SUPPORTED ACCOUNTS & NETWORKS
Cash Check Online
The Ingo Money App may be used by identity-verified customers to cash checks issued on U.S. financial accounts to fund: (1) most debit, prepaid and credit card accounts issued by hundreds of U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S. Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Discover®, Synchrony Bank, First Premier® Bank, MetaBank® and The Bancorp Bank; (2) PayPal™, PayPal™ for Business and PayPal™ Prepaid MasterCard® accounts; (3) Amazon.com Gift Cards; (4) most prepaid cards, including Chase Liquid®, Wells Fargo EasyPay®, Regions Now Card®, BB&T MoneyAccount®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, H&R Block® Emerald Card®, ACE Elite™, RushCard®, AccountNow®, Kroger® 1-2-3 REWARDS®; and (5) cash pick-up at MoneyGram’s participating U.S. locations. Funds may also be used to pay retail credit card bills from thousands of retailers including Walmart®, Target®, Costco®, Home Depot®, Lowe’s®, BestBuy®, Gap® and Old Navy®. You can also access the Ingo Money service in dozens of mobile banking apps including American Express Serve® and Bluebird℠ by American Express. Ingo Money participates in the Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE® and Maestro® payment networks.
LEGAL DISCLOSURE
Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.
Amazon.com Gift Cards ('GCs') sold by First Century Bank, N.A., an authorized and independent reseller of Amazon.com Gift Cards. Except as required by law, GCs cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods at Amazon.com or certain of its affiliated websites. For complete terms and conditions, see www.amazon.com/gc-legal. GCs are issued by ACI Gift Cards, Inc., a Washington corporation. All Amazon ®, ™ & © are IP of Amazon.com, Inc. or its affiliates. No expiration date or service fees.
Cash pick-up service is provided by MoneyGram Payment Systems, Inc., subject to the MoneyGram Terms and Conditions available at https://www.moneygram.com/us/en/terms-and-conditions; availability subject to agent operating hours and compliance with regulatory requirements. MoneyGram cash payout transactions are available between $5.00 and $1,000.
All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with these companies. All rights reserved.
© 2013 – 2020 Ingo Money, Inc.
Cash paychecks, personal checks, business checks, money orders and more, anytime, anywhere. Get your money in minutes in the accounts you choose, as good as cash and safe to spend!
With Ingo Money, it’s your money on your terms.
All checks subject to review for approval. Fees may apply.
INGO MONEY APP
Cash a check on your mobile device.
Get your money in minutes in most bank, PayPal or prepaid card accounts, buy an Amazon.com Gift Card, pay credit cards or pick up cash at a MoneyGram agent location.
No check cashing lines. No take-backs. No worries.
All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.
Cash a check with Ingo Money and, if your check is approved, get your money in minutes in your bank, prepaid card or PayPal account, buy an Amazon.com Gift Card, pay credit card bills or pick up cash at a MoneyGram agent location.
No check cashing lines. No take-backs. No worries.
Simply link your accounts in the Ingo Money App, cash a check and choose where you want to send your money. Or split a check and send money to more than one place.
All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.
HOW THE APP WORKS
Cash a check in three easy steps.
Take pictures of your check
Choose when you want your money
Choose where to send your money
Fund most bank, prepaid or PayPal accounts, pay credit cards or split a check to multiple accounts
- Sign in and tap ‘Cash a Check’
- Take a photo of the front and back of your check
- Choose WHEN you want your money
- Choose WHERE you want your money
- Submit your check for review
The review process typically takes just a few minutes. If your check is approved, you may also be asked to void it and submit a voided image.
Take pictures of your check
Choose when you want your money
Choose where to send your money
Fund most bank, prepaid or PayPal accounts, pay credit cards or split a check to multiple accounts
Download the Ingo Money App
Enroll to create your user profile
Link debit, prepaid, credit card and PayPal accounts
Your’re ready to Ingo
Cash checks in minutes for a fee; in 10 days for free
Download the Ingo Money App
Enroll to create your user profile
Link debit, prepaid, credit card and PayPal accounts
Your’re ready to Ingo
Cash checks in minutes for a fee; in 10 days for free
GET THE APP
Install the Ingo Money App and create your user profile.
Download
Install the app from the App Store℠ or the Google Play™ Store. Data rates may apply.
Enroll
Create your user profile and link your debit card, prepaid card, PayPal and credit card accounts.
Snap
Follow the screen prompts to snap a photo of the front and back of your check.
Go
Get your money in minutes for a fee or in 10 days for no fee. Whichever option you choose, if your check is approved and your account is funded, your money is as good as cash and safe to spend.
All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.
Check Deposit Online Instant Funds
FAQCONTACT USCAREERS
SUPPORTED ACCOUNTS & NETWORKS
The Ingo Money App may be used by identity-verified customers to cash checks issued on U.S. financial accounts to fund: (1) most debit, prepaid and credit card accounts issued by hundreds of U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S. Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Discover®, Synchrony Bank, First Premier® Bank, MetaBank® and The Bancorp Bank; (2) PayPal™, PayPal™ for Business and PayPal™ Prepaid MasterCard® accounts; (3) Amazon.com Gift Cards; (4) most prepaid cards, including Chase Liquid®, Wells Fargo EasyPay®, Regions Now Card®, BB&T MoneyAccount®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, H&R Block® Emerald Card®, ACE Elite™, RushCard®, AccountNow®, Kroger® 1-2-3 REWARDS®; and (5) cash pick-up at MoneyGram’s participating U.S. locations. Funds may also be used to pay retail credit card bills from thousands of retailers including Walmart®, Target®, Costco®, Home Depot®, Lowe’s®, BestBuy®, Gap® and Old Navy®. You can also access the Ingo Money service in dozens of mobile banking apps including American Express Serve® and Bluebird℠ by American Express. Ingo Money participates in the Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE® and Maestro® payment networks.
LEGAL DISCLOSURE
Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.
Amazon.com Gift Cards (“GCs”) sold by First Century Bank, N.A., an authorized and independent reseller of Amazon.com Gift Cards. Except as required by law, GCs cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods at Amazon.com or certain of its affiliated websites. For complete terms and conditions, see www.amazon.com/gc-legal. GCs are issued by ACI Gift Cards, Inc., a Washington corporation. All Amazon ®, ™ & © are IP of Amazon.com, Inc. or its affiliates. No expiration date or service fees.
Deposit Check Online
Cash pick-up service is provided by MoneyGram Payment Systems, Inc., subject to the MoneyGram Terms and Conditions available at https://www.moneygram.com/us/en/terms-and-conditions; availability subject to agent operating hours and compliance with regulatory requirements. MoneyGram cash payout transactions are available between $5.00 and $1,000.
All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with these companies. All rights reserved.
© 2013 – 2020 Ingo Money, Inc.